Licensing & Disclosures
About this website
This is the personal website of Jake Svendsen, a loan officer with Empire Home Loans, Inc. It is not the official website of Empire Home Loans, Inc.; the company website is empirehomeloans.com. Jake Svendsen is a licensed mortgage loan originator, and all loans are originated and offered through Empire Home Loans, Inc..
Licensing
- Empire Home Loans, Inc., NMLS #1839243, a California corporation. Corporate office: 4401 Hazel Ave., Suite 225, Fair Oaks, CA 95628. View on NMLS Consumer Access
- Spokane branch office: 601 W. 1st Avenue, Suite 1400, Spokane, WA 99201
- Jake Svendsen, Mortgage Loan Originator, NMLS #872316, licensed in Washington. View on NMLS Consumer Access
Washington mortgage loan originators are licensed by the Washington State Department of Financial Institutions. For the full list of states where Empire Home Loans, Inc. is licensed, see NMLS Consumer Access.
Equal Housing Opportunity
We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, marital status, age (provided the applicant can enter into a binding contract), receipt of public assistance income, or the good-faith exercise of any right under the Consumer Credit Protection Act.
General disclosure
This website is for informational purposes only. It is not an offer to lend, a commitment to lend or a guarantee of loan approval. All loans are subject to credit approval, verification of income and assets, property appraisal, underwriting guidelines and program availability. Programs, terms and conditions are subject to change without notice. Not all applicants will qualify.
Reverse mortgages
These materials are not from, and were not approved by, HUD, FHA or any other government agency. Borrowers must be at least 62 years old, occupy the home as their primary residence, and remain current on property taxes, homeowners insurance and home maintenance. The loan becomes due when the last borrower no longer lives in the home or fails to meet loan obligations. Interest accrues and the loan balance grows over time.
Complaints
Washington consumers with questions or complaints may contact the Washington State Department of Financial Institutions at dfi.wa.gov.